What is a subrogation claim and how do i fight it?

A subrogation claim occurs when an insurance company pays for damages or losses incurred by their policyholder, and then seeks reimbursement from a third party who was responsible for causing the damage. This often happens in cases where the policyholder is not at fault for the damages.

If you are facing a subrogation claim, there are several steps you can take to fight it:

1. Review the details of the claim: Carefully examine the evidence and documentation provided by the insurance company to determine if the claim is valid.

2. Seek legal advice: Consult with a lawyer who specializes in insurance law to understand your rights and options for disputing the claim.

3. Gather evidence: Collect any evidence or documentation that supports your position and counters the claim being made by the insurance company.

4. Negotiate with the insurance company: Try to reach a resolution with the insurance company through negotiations or mediation to avoid going to court.

5. File a lawsuit: If negotiations fail, you may need to file a lawsuit to dispute the subrogation claim and present your case in court.

Overall, fighting a subrogation claim can be complex and time-consuming, so it is important to seek professional legal advice and support to ensure a fair outcome.